Last updated: Jun 17, 2025
Terms of Service
These Terms of Service govern the subscription, access, and use of the Comparables.ai platform provided by Comparables Oy (a Finnish limited liability company with a business ID 3196103-1 "Comparables") ("Comparables").
By executing an Order Form or a corresponding contractual document that references these terms, or by clicking a box indicating acceptance, or by otherwise taking the Service into use, the customer organization ("Customer") will become contractually bound by these terms. You hereby warrant that you have the required authority to enter into a binding agreement by accepting these terms on behalf of the Customer.
1. Definitions
For the purpose of this Agreement, the following capitalized terms shall have the meanings defined below:
- "Agreement" shall mean the combination of these terms and an Order Form or another contractual document referencing these terms.
- "Authorized User" shall mean the Customer subscribing to the Service as an individual or the Customer's employees, agents, contractors, consultants, suppliers or other individuals who are authorized by the Customer to use the Service under this Agreement.
- "Customer" shall mean the individual or entity that, upon agreeing to the Agreement, subscribes to the Service.
- "Data" shall mean data, analyses, opinions and other content made available within the Service.
- "Service" shall mean the Comparables.ai platform in the form provided by Comparables from time to time and which may be accessed and/or used via a web browser.
- "Intellectual Property Rights" shall mean all intellectual property rights, including copyrights, trademarks, trade names, patents, utility models, designs, database rights, methods, processes and inventions, and any other intellectual property rights.
- "Party" means each party to the Agreement, meaning the Customer and Comparables respectively.
- "Order Form" means an ordering document or online order specifying the Service to be provided hereunder.
2. Order of Precedence
These terms, along with the Agreement and the other appendices contained therein form the full contractual framework between the Parties. In case of a discrepancy between these terms and the Order Form, the Order Form shall have priority.
3. The Service
3.1 Upon the subscription of the Service and subject to the terms of this Agreement, Comparables hereby grants to the Customer a limited, non-exclusive, non-transferable license to access and use, solely for the Customer's internal business purposes, the Service and Data as it is made available by Comparables from time to time. Data shall be licensed to the Customer for its internal business use only.
3.2 The person signing or otherwise accepting this Agreement represents that it has the authority to bind the Customer to this Agreement.
3.3 Unless otherwise expressly agreed, a separate subscription to the Service is required for each Authorized User. User credentials are personal to each Authorized User.
3.4 The Customer shall not on the basis of this Agreement have any rights to modify, decompile, reverse engineer, access the source code of or transfer, assign, sublicense or distribute the Service or any part thereof.
4. Changes to the Service
Comparables may, from time to time, in its sole discretion, modify and/or update the Service or a part thereof. Comparables shall notify the Customer of all such changes. This Agreement will automatically apply to all updates, modifications or amendments to the Service.
5. Restriction on Use of the Service
5.1 The Service and the Data are licensed to the Customer only under the terms of this Agreement, and Comparables reserves all rights not expressly provided herein.
5.2 The Customer shall not make the Service available to anyone else than the Authorized users.
5.3 The Service offered may include features such as AI Credits, Data Exports, Contact Data, and other functionalities, all of which are subject to usage limits as defined in the Customer's respective Order Form.
5.4 Usage limits, including any credits or caps, are allocated on a 12-month basis, even if the subscription term exceeds 12 months. Unused credits or allocations from one 12-month period will not roll over to subsequent periods.
5.5 Comparables reserves the right to monitor usage and enforce these limits, including by denying access to features that exceed the allocated amounts or invoicing for excess usage.
5.6 The Customer and Authorized User may use the Service only if the Customer and Authorized User is older than eighteen (18) years of age.
5.7 The Customer may not sublicense, rent, lease, loan, sell, or distribute the Service or Data.
5.8 The Customer may not use the Service to develop any applications, software or otherwise that could in any way interact or interfere with the performance of the Service.
5.9 The Customer shall not use the Data included in conjunction with any large language model.
5.10 The Customer shall not attempt to gain unauthorized access to use the Service or its related systems or networks.
5.11 The Customer shall not on the basis of this Agreement have any rights to modify, decompile, bootleg, reverse engineer, disassemble, translate, or extract the inner workings of any software constituting part of the Service.
5.12 The Customer shall not copy the Service or any part, feature, function or user interface thereof, or create derivative works of the Service.
5.13 The Customer shall not use any automated system, including "robots," "spiders," "offline readers", "web scraping technology", etc., in connection with the Service.
5.14 The Customer shall not copy or redistribute Data contained in the Service, except as specifically authorized by the functions made available within the Service.
5.15 The Customer agrees that Comparables may terminate or suspend the Customer's access to the Service immediately, if the Customer is found to be in violation of this Section 5.
5.16-5.20 Additional restrictions apply regarding data sharing, usage for competitive purposes, and individual eligibility assessments. Please contact us for full details.
6. General Rights and Responsibilities of the Customer
The Customer shall:
6.1 Maintain confidential and secure all identifying codes and passwords relating to the Service and ensure that all Authorized Users use the Service in accordance with the terms and conditions of this Agreement.
6.2 Prevent unauthorized access to or use of the Service, and notify Comparables promptly of any such unauthorized access or use.
7. Processing of Personal Data
To the extent the Customer provides personal data of the Authorized Users to Comparables, the terms and conditions laid out in the Comparables' Data Processing Agreement shall apply.
With respect to potential personal data embedded in the Data, the Parties acknowledge and agree that each shall act as an independent controller with respect to the processing of the said personal data.
8. Fees and Payment
8.1 If the Customer chooses to subscribe for a paid subscription, the Customer agrees to pay Comparables the fees set forth in Comparables's price list.
8.2 The Customer shall pay the fees in accordance with the payment terms provided by Comparables through the Service. Except as expressly set forth herein, all fees are non-refundable once paid.
8.3 All prices quoted are net amounts and exclusive of VAT or any other applicable sales tax.
8.4 Unless otherwise agreed in the Order Form, Comparables shall have the right to adjust the fees and prices for the Service from time to time, including an annual increase of no less than ten percent (10%).
9. Ownership
9.1 All Intellectual Property Rights in and to the Service and the Data are and shall at all times remain the sole and exclusive property of Comparables and/or any relevant third parties.
9.2 Except as expressly stated herein, this Agreement does not grant the Customer any rights to patents, copyrights, database rights, trade secrets, trade names, trademarks or any other rights in respect of the Service.
10. Third-Party Data
The Service may include data licensed from third-party providers ("Third-Party Data"). Your use of any Third-Party Data is subject to the additional terms set out in the Third-Party Data Terms schedule.
11. Term and Termination
11.1 This Agreement commences on the date the Customer first accepts it and continues until the subscription has been terminated.
11.2 Paid monthly and annual subscriptions are valid until the end of the agreed subscription period and continue automatically thereafter for consecutive renewal term(s), unless terminated by the Customer.
11.3 Unless otherwise agreed, either Party may terminate the Agreement by notifying the other Party no later than sixty (60) days before the expiry of then current subscription term. The Customer may request termination by contacting support@comparables.ai.
11.4 Either Party may terminate this Agreement with immediate effect if the other Party materially breaches the provisions of this Agreement and fails to correct the breach within thirty (30) days.
12. Indemnification by Customer
The Customer shall indemnify, defend and hold Comparables harmless from and against any and all liability, loss or damage in connection with any third-party claim arising out of or relating to the Customer's use of the Service in breach of this Agreement.
13. No Warranty
13.1 The service shall be provided "as is", without warranty of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose or performance.
13.2 The Data may be drawn from data published on various dates. The Data does not constitute investment advice.
13.3 Comparables does not guarantee that the service will function error-free or uninterrupted.
13.4 The Customer acknowledges that the Data may contain a degree of error.
14. Limitation of Liability
14.1 To the extent permitted by applicable laws, in no event shall Comparables be liable for any incidental, special, indirect or consequential damages whatsoever.
14.2 Comparables shall not in any way be liable for the Customer's own use of the Service or any damages or losses resulting thereof.
14.3 Comparables accepts no liability whatsoever for any problems caused by network connections or electricity supply, or any other problems relating to any service or product provided by any third-party service provider.
14.4 The aggregate maximum liability of Comparables towards the Customer shall be limited to the amount of EUR 100 or the total fees paid by the Customer during the period of twelve (12) months immediately preceding the claim, whichever is lower.
15. Miscellaneous
15.1 Reference use. Comparables is allowed to use the Customer's name and logo in its marketing of the Service unless the Customer expressly denies this right.
15.2 Assignment. The Customer may not, without Comparables' prior written consent, assign this Agreement to any party.
15.3 Amendments. Comparables is entitled to amend this Agreement by providing the Customer with a one (1) month prior written notice.
15.4 Entire Agreement. This Agreement constitutes the entire agreement between the Parties with respect to the subject matter hereof.
15.5 Construction. The headings in this Agreement are intended for convenience only.
15.6 Partial invalidity. Should any of the provisions of this Agreement be invalid or unenforceable, this shall not affect the validity of the remaining provisions.
15.7 Morningstar disclaimer. © 2025 Morningstar. All Rights Reserved. The Data, analyses and opinions contained in the Service: (1) include the proprietary information of Morningstar and its content providers; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice; (4) are provided solely for informational purposes; (5) are not warranted to be complete, accurate or timely; and (6) may be drawn from data published on various dates.
16. Governing Law and Dispute Resolution
16.1 This Agreement and the rights and obligations of the parties hereto shall be governed by and construed in accordance with the laws of Finland, excluding its conflict of law rules.
16.2 Any dispute, controversy or claim arising out of or relating to this Agreement shall be attempted to be amicably settled through negotiations between the Parties and failing the same, shall be settled by the district court of Helsinki, Finland.